PESLA

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Peslai eLedger

SALARY LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 50000

Interest Rate: 10 % per annum

Term of payment: 1 or 2 years

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

ALL PURPOSE LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 150000

Interest Rate: 10 % per annum

Term of payment: 1, 2 or 3 years

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

EMERGENCY LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 50000

Interest Rate: 10 % per annum

Term of payment: 1 or 2 years

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

PERSONAL LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 20000

Interest Rate: 10 % per annum

Term of payment: 1 year

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

SPECIAL LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 20000

Interest Rate: 10 % per annum

Term of payment: 1 year

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

CELLPHONE LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 15000

Interest Rate: 10 % per annum

Term of payment: 1 year

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and co-makers

PETTY CASH LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: 5000

Interest Rate: 3% for 3 months

Term of payment: 3 months

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal:

Co Maker: N/A

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower

LACHO LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: Maximum amount = 100 percent of members capital contribution, net of the required capital balance

Interest Rate: 10 % per annum

Term of payment: 1 year

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: Latest payslip of borrower and signed deed of assignment

CREDIT CARD LOAN

Who may avail?: Member of PESLAI

Loan Ceiling: maximum amount, P120,000 (term, 12 mos/24 mos)

Interest Rate: 10 % per annum

Term of payment: 1 year

Service Fee: 1.5% of Principal amount

Insurance: 0.3% of Principal amount

Renewal: 70% of Principal amount

Co Maker: 2 co-makers (should be member of PESLAI)

Document Needed: Peslai Loan Application For, Authority to Deduct Form and Disclosure Statement Form

Requirement: latest credit card statement/billing and Latest payslip of borrower and co-makers

PESLA Products and Services

Loan Facilities
	SALARY LOAN
	ALL PURPOSE LOAN
	EMERGENCY LOAN
	PERSONAL LOAN
	SPECIAL LOAN
	CELLPHONE LOAN
	PETTY CASH LOAN
	LACHO LOAN
	CREDIT CARD LOAN